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Click on the video below to watch our introductory video. We want you to be familiar with your credit union and the people that serve you. For your next savings or lending needs, come visit us. We look forward to helping you!

Facts about W.I.S.E. Credit Union:

  1. Credit unions are member-owned, not-for-profit institutions. Therefore, all surplus is returned to the members in the form of dividends after adequate reserve is established.

  2. W.I.S.E. Credit Union is run by a 13 member board of directors. These directors are volunteers from both the public school districts and the parochial school that we serve.

  3. Savings are insured up to $250,000 by the National Credit Union Association (The NCUA). The NCUA is the most secure of all government insurance funds.

  4. All savings accounts as W.I.S.E. Credit Union carry up to $3,000.00 in Life Savings Insurance. This insurance is paid by the credit union.

  5. Dividends are paid quarterly. On 09/30/14 dividends were paid as follows:

    .20% on accounts between $100.00 - $4,999.99
    .35% on accounts between $5,000.00 - $9,999.99
    .50% on accounts $10,000.00 and above

    All accounts are demand deposits

  6. The credit union has three types of loans -

    Secured Loans - any loan that is secured by a vehicle that can be licensed, titled and insured. These include auto, boat, camper, mobile home, motorcycles, etc.
    Shared Secured Loans - these loans are secured by pledged savings and are always at the lowest interest rate of any loan.
    Signature (Unsecured) Loans - These loans may be written up to $10,000.00. W.I.S.E. Credit Union also offers a special rate on education loans.

  7. W.I.S.E. Credit Union is located in the Quincy Board of Education Building, 1444 Maine Street, Quincy, Illinois. However, we do a great deal of business by phone to make it more accessible to all members. Our hours are 12:00pm to 4:30pm Monday through Friday.

  8. W.I.S.E. Credit Union is over $21,000,000 in asset size and has over 1800 members. We have been in business since June 1, 1936.